The Law Offices of Larry D Simons Info:
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The Law Offices of Larry D. Simons Riverside & Mission Hills, California Bankruptcy Lawyers: Review
Bankruptcy law in California provides individuals and corporations with options for debt relief through various types of bankruptcy filings. The three main chapters of the Bankruptcy Code that are commonly used in California are Chapter 7, Chapter 11, and Chapter 13. Chapter 7 is the most common form of bankruptcy for individuals, while Chapter 11 is typically used by corporations due to its complexity. Chapter 13 is the only option for those who are behind on mortgage or business payments and wish to keep their property. It's important to note that bankruptcy is governed by federal law, not California state law.
In recent years several difficult and unusual situations have arisen which has skyrocketed the number of bankruptcies. This kind of jump in the number of people needing help has caused a jump in the number of providers. Finding the right one for you can be difficult. The quote above is from the website of the Law Offices of Larry D. Simons.
You might see 'free consultation' on the majority of service provider's websites, but don't let yourself be shortchanged. Some firms will have you speak to unqualified call centre staff with a templated question-answer form before trying to get you to sign with them. If you don't feel like your own questions have been answered and you can see a clear plan in place before signing, then it might be an idea to call someone else such as the Larry D Simons office for a second opinion. Remember, even though it might be difficult to talk about and you don't want to repeat it over and over with different providers - you definitely do not want the wrong firm helping you either. That would be more painful than a bit of repetition.
Many people rush to the public comment boards when researching any service provider in any industry. For legal matters however this is not always as simple because although people are quite happy to jump online and tell everyone about the pizza they just ordered - they are not as quick to rush and tell everyone they are going bankrupt. So you might find locating reviews on such firms difficult. There were some comments showing on the usual independent boards such as Google, Facebook and Yelp.
"thank you for making our bankruptcy process stress free and as smooth as possible"
"timely and responsive to my questions throughout the legal process"
They were all positive like these snippets above, there just was not alot of them. Again, that is not a bad reflection on the firm but just an indication that people are more private about this type of service. Certainly we would not recommend putting all your faith into testimonials provided by firms themselves unchecked on their own websites. Which is why researching a good lawyer for this type of legal matter is very difficult. Make sure to search for the firm name and location when searching for reviews. This firm has offices in Riverside and Mission Hills (Los Angeles), CA.
To be eligible for bankruptcy discharge of debts, individuals must meet certain eligibility criteria. In California, individuals must complete a credit counseling course before filing for bankruptcy and a financial management course after filing in order to qualify for a bankruptcy discharge. Additionally, individuals must gather necessary documents such as identification, financial transactions, and monthly living expenses to begin the bankruptcy process. Once the necessary documents are obtained, the bankruptcy process can begin.
The bankruptcy process in California involves filing a petition with the bankruptcy court, which initiates an automatic stay of all collection actions against the debtor. A trustee is then appointed to oversee the case and liquidate non-exempt assets to repay creditors. Creditors and trustees have 60 days to challenge the debtor's right to a discharge. If there are no challenges, the debtor will receive a notice from the court granting a discharge of debts. While bankruptcy can be a difficult and complex process, it can provide individuals and corporations with a fresh start and relief from overwhelming debt.
A quick note on navigation. The firm we've been quoting above is branded as "Law Offices of Larry D. Simons" but the web address is shorter www.lsimonslaw.com and probably not matching the name close enough for easy recall. This is an issue we find for most 'law office' firms in the US. We recommend bookmarking the site if you plan on coming back to it just to be sure. (There are a lot of scams on the web.) The firm's site is HTTPS secure though for submitting your personal contact details via their callback form. It's surprising just how many law firms still do not have such a basic security feature in this day and age. So watch out for other sites with no padlock showing.
General Notes: We don't look into any firm's recruitment program so can't comment on job vacancies or about working there. Changes may have occured since this article was written so please visit the firm's www.lsimonslaw.com website for the most up to date opening hours, office address, phone number, email address, and other information.
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